How much the worker and the employer contribute to the IESS each month, by type of membership and sector.
The contribution is the rate times your monthly pay, including overtime and commissions. The 13th and 14th salaries do not pay contributions.
| Group | Worker | Employer | Total |
|---|---|---|---|
| Private sector employees | 9.45% | 11.15% | 20.60% |
| Public servants | 11.45% | 9.15% | 20.60% |
| Bank and local government employees, notaries and registrars | 11.45% | 11.15% | 22.60% |
| Voluntary members (base no lower than the basic wage) | 17.60% | — | 17.60% |
Employers also pay 0.5% for the IECE and 0.5% for the SECAP through the IESS payroll.
| At the basic wage of USD 482 | Monthly amount |
|---|---|
| Worker, private sector (9.45%) | USD 45.55 |
| Employer, private sector (11.15%) | USD 53.74 |
| Total, private sector (20.60%) | USD 99.29 |
| Worker, public sector (11.45%) | USD 55.19 |
| Voluntary member, minimum (17.60%) | USD 84.83 |
In the private sector, 9.45%: USD 45.55 at the 2026 basic wage. Your employer adds 11.15%.
17.60% of the contribution base, which cannot be lower than the basic wage: at least USD 84.83 a month. See how contributions become a pension with the IESS old-age retirement simulator.
Updated on October 23, 2026. This information is for reference only and does not replace a review of your case.
These calculators give an estimate. For your financial statements, Actuaria prepares actuarial studies of employer retirement pensions and desahucio under IAS 19, with audit-ready reports.