We calculate and validate reserves, rates, and solvency for insurance companies and prepaid medicine providers, in compliance with current regulations and international standards.
We calculate and validate reserves for insurance companies and prepaid medicine providers in accordance with current national regulations, offering additional analysis that adds value for our clients.
We offer actuarial pricing models, technical notes, and pricing tools to ensure accurate and transparent market rates. Furthermore, we possess extensive experience in general insurance, life and health insurance, and prepaid medicine.
Our dashboard integrates data from the SCVS and presents key indicators, enabling our clients to make successful strategic decisions.
We apply solvency regulations, determine adequate capital, and offer alternative risk management models for insurance companies in accordance with IFRS 17 and Solvency II.
We draft and update underwriting materials in collaboration with our strategic partner, Ankla Soluciones Corporativas, ensuring high-quality, tailored solutions.
We develop customized models and create indicators through reports and dashboards to analyze claims, reserves, and portfolios, as well as feasibility studies for new lines of business.
We conduct actuarial studies to assess long-term financial sustainability and benefit adequacy, using actuarial assumptions and advanced statistical models.
A transparent and structured workflow from start to finish, designed to deliver reliable results.
We evaluate the needs, historical data, operational lines, and regulatory environment with our specialists in Insurance & Healthcare to map out the exact technical path your company needs.
We structure and validate databases under strict security protocols. We guarantee the quality, confidentiality, and accuracy of the inputs before beginning any calculation.
We design and execute your reserve, pricing, and solvency models. We apply high-precision actuarial methodologies, fully aligned with local regulations and international standards.
We deliver an auditable, clear, and traceable regulatory report, accompanied by value-added analysis that protects and projects the technical profitability of your operation.
Specialists assigned to the Insurance and Healthcare vertical, available throughout the entire process.
"Working with Actuaria gives us confidence. Their team has demonstrated a high level of professionalism and expertise. We have received customized solutions that adapt to our needs. Communication is seamless, and they are always available to address any concerns."
Technical and Risk Manager, BMI Ecuador
"The Actuaria Consultores team provides exceptional actuarial service. Their precision, professionalism, and attention to detail have exceeded our expectations, providing clear and effective solutions. Highly recommended."
Actuary I, AIG Ecuador
"I have known Actuaria for many years. Their professionalism and empathy are unparalleled. They do not just perform mathematical and actuarial calculations; they are true advisors who are invested in the growth and development of the company."
General Manager, Plan Vital
"Thanks to Actuaria, we have implemented a real-time Capital Adequacy calculation system using the most up-to-date data available. This has improved our efficiency and accuracy, reduced errors, and optimized our decision-making."
CFO, Panamerican Life Insurance Group
We resolve your questions regarding technical reserves, pricing, and solvency for insurance and prepaid medicine.
Leverage data science and statistical modeling to anticipate risks, optimize processes, and drive your organization's growth.
We design financial models that transform uncertainty into strategic decisions: feasibility, valuation, and the sustainability of your company.
